Hathaway & Cope is a Managing General Agent (MGA) established in 1982 and owned by Dave Ransley since 2004. Dave has 30 years’ experience in the Insurance Industry.  Specialist Public, Employers & Excess of Loss Liability scheme providers to Retail Insurance Brokers.

We provide Liability Insurance designed specifically for self employed persons and small businesses, undertaking work in manual, clerical and professional trades. A Managing General Agent does not deal directly with the general public or insured parties. Instead, Managing General Agents act as an intermediary between a retail broker and their client, who is looking for insurance. As a Managing General Agent (MGA), Hathaway & Cope has no direct contact with the insured; this relationship is managed by the retail broker, who in effect is selling the insurance to their client.

Hathaway & Cope has a direct relationship with insurance companies in placing the business, where retail brokers who we deal with – who are looking to place these risks – do not. In effect, this means that a retail broker who has been approached for an insurance quotation for a specific product – excess of loss – can still sell this product to their client, even if they don’t have access to an insurer for this type of business, by using the services of Hathaway & Cope to obtain the quotation.

As Hathaway & Cope has been trading for many years we are able to gain access to markets where some retail brokers may otherwise struggle to place business, particularly for more specialist or hard to place risks.